If you exceed 3 months in the time that Canada keeps, you may need bank account of Canada. You need to learn how to open an account, how to get credit card, how to transfer accounts in Canada and abroad remittance and how to change. 66418886

One, Canadian bank opens an account guideline

Canada studies abroad net

6 big national banks of Canadian: Canadian Caesarean commercial bank (CIBC); Canada royal bank (bank of Royal Bank); Montreal (Toronto of Bank Of Montreal); bright bank (state bank of TD Bank); Canada (bank of trade of Canadian abundant of National Bank Of Canada); (Scotia Bank) . Still have a few local small banks. For the point of view that needs from what take care of Asian immigrant, path bright bank (TD Bank) and the bank that collect abundant (the policy of HongKong Bank) is more flexible. Oriental international studies abroad

Canadian bank offers a variety of account. With respect to individual need, no more than is two kinds big: Daily life account and investment account. Plant with respect to money for, the most commonly used have add yuan with dollar account. Divide specificly, have account of deposit, check, time deposit. Oriental international education communicates a center

1.Real name is madeOriental international studies abroad

Canadian bank opens an account use real name to make. The person that open an account must show this person certificate. The anonym that saw the picture in some novels, film in home in the past opens an account, in North America it is completely impossible. Bank account can be cosignatory door, for example the matters concerned that 2 people of husband and wife have authority to write check and processing to concern this account. 010-66418886

2.Show bank note to register010-66418886

Canadian government sets, somebody is stocked 10 thousand those who add yuan of above show paper money, the bank wants to register. The original idea of this action is surveillance washs money behavior and illegal trade dealings. Because this society uses big cash reserve in a bank rarely, it is use check, bill of exchange is mixed transfer accounts wait for a method, think big cash reserve in a bank has doubtful tendency normally. Nevertheless, the content of registration form is very simple, ask how many money only, mix from where how must come, do not offer proof document. To the new immigrant of general chinese mainland, should write be oneself only or domestic saving went. This is registered and duty Wu has nothing to do, it is the government enters in the records only just. Study abroad Oriental international

3.Canada of international of current account east studies abroad

Have two kinds: Deposit account (Savings) and current-account holder (Checking) . Deposit account has higher interest normally, use deposit short-term inside unused money. Current-account holder is for daily life equipment, the likelihood when the Qian Sui on account defray, so very low even does not have accrual. These two kinds attribute current bank savings. About 10 years ago, what the bank divides deposit account and current-account holder is very clear. That accession, a person is Qian Fang at ordinary times in deposit account, when wanting to have expenditure, should pay chummage, water and electricity, phone fee for example, turn to count frontal money to arrive on check account book certainly, draw up next check. Now, the distinction of these two kinds of account already so not apparent. The bank often offers deposit / current-account holder, both put in together, allow client option. The current that the client has two kinds of method to maintain his (deposit or check) the detailed notes of account. It is a bank every months send month of knot sheet to the client (Statement) , detailed is listed this month account pass in and out. Another law is client hold bankbook (Passbook) , ask bank employee Update (Beijing word calls “ to ascend fold ” ) . Because the operation majority of current account is,go up in automatic ATM undertake, so the bankbook in the hand often does not reflect the current condition of account. Nevertheless, you can walk into any branch at any time, requirement employee is your Update. To certain account, the bank supplies month of knot sheet and one of deposit book only normally, say to be clear about when open an account, cannot both wants.
Previous12 Next